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Welcome to Lone Star Financing – Texas Mortgage Loans
LOW RATES. LOW FEES. FAST CLOSINGS!!
APPLY ONLINE IN 2 – 3 MINUTES
Direct Mortgage Lender- In house Underwriting, Processing & Closing
- No Cost Loan Estimates & Consultation
REFINANCE TODAY AND SAVE
- Reduce Payment / Shorten Term
- Streamline Options Available
- Cash out Refinances to 80%
Our Popular Texas Mortgages
30 Year Fixed Conventional, FHA, VA and USDA Home Loan Options
Conventional Rates
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Primary, 2nd Homes &
Investment Properties
FHA Rates
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Great for 1st Time Buyers
Only 3.5% down
VA Rates
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100% Loans to Conforming
Jumbo Options Available
USDA Rates
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100% Financing Rural Properties
Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions
Why Choose Lone Star Financing?
Close on Time
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.
Low Rates & Fees
Direct Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Customer Service
We are Local to Texas and provide top-notch customer support. We will be with you at every step from application to closing. Read what our customers are saying!
We Specialize in New Home Purchases
New Home Loan? Let us help!
- Primary Residence, 2nd Home, Investment
- Conventional, FHA, VA and USDA Loans
- Renovation Loan Programs
- Great Rates, Low Fees
Texas Mortgage Refinance Experts
Refinance Today & Save!
- Reduce Monthly Payment
- Shorten Mortgage Term
- Cash-out Debt Consolidation
- Streamline Options Available
Texas FHA Home Loans
Advantages of FHA Mortgages
- Great 1st Time Buyers
- Low Down Payment
- Easier Credit Qualifying
- 203K Renovations Loan
Texas VA Home Loans
Advantages of VA Loans
- Zero Down, 100% Financing
- No Monthly Mortgage Insurance
- No Debt to Income Restrictions
- Jumbo Option with Down Payment
Texas Conventional Home Loans
Conventional Loan Advantages
- Primary, 2nd homes and Investment
- Up to 97% Financing
- No Up-front Funding Fees
- Renovation Loan Programs
Texas USDA Home Loans
Advantages of USDA Loans
- 100% Financing Rural Properties
- Primary Residence Only
- Closing Costs Can be Rolled In
- Home Repairs Can be Rolled In
Texas Jumbo Home Loans
Advantages of Jumbo Mortgages
- Primary & 2nd Homes
- 80% Loan to Value
- Fixed Rate and Arm Options
- Reserves Required
Texas Reverse Mortgage
Let your home work for you
- No Monthly Mortgage Payments
- Cash-Out Options
- Money it Tax Free
- No Credit Score Requirements
Lone Star Financing—The Value of the Difference
- Direct Texas Mortgage Lender with Low Rates & Low Fees, Fast Closings!
- Our Goal is to Close All Loans in 28 Days or Less
- In-house Underwriting, processing, fast approvals and on-time fundings
- No-Obligation Loan Estimate
- Local Texas Customer Service
Texas Mortgage Company—Local Customer Service
Need a new home loan in Texas? Lone Star Financing is a preferred mortgage lender in Texas that specializes in FHA Home Loans, VA Home Loans, Conventional Home Loans, USDA Home Loans, and Mortgage Refinance. As a direct mortgage lender, we offer in-house underwriting which enables our underwriters to make quicker decisions and process our loans quickly. We are a technology-driven company, and offer a level of customer service second to none. “Low Rates, Low Fees, and Fast Closings” is our motto and describes why Texas residents choose Lone Star Financing for their Texas Home Loans and Texas Mortgage Refinance. With an array of Texas home loan programs to choose from, we can find the perfect loan product for each individual lending scenario. From FHA home loans for the first-time home buyers to VA home loans for our Texas Veterans, we can find the perfect home loan for each individual borrower. Call us today or apply online to learn more about how we work and why people are choosing Lone Star Financing as their preferred lender in Texas.
As a local Texas mortgage company, we have the flexibility to underwrite your loan using common sense underwriting. Unlike many Texas mortgage companies that focus primary on rate and high pressure sales, we educate you on the best home loan program for your individual needs, structure your mortgage according to your finances, and offer the lowest possible rates available. We will walk you step by step through the Texas home loan process and keep you informed every step of the way. Thank you for considering Lone Star Financing as your home loan partner in Texas—we look forward to earning your business and forging a long-term relationship. Apply online or call today for same day home loans approvals!